5 Reasons To Use A Realtor

Sneek Peek

Take a first look at a new home being build in Moore by C&H Custom Homes. 

405 Realty 405-924-0569
Metro First Realty 405-703-1333

DIY Art Plaque

I love DIY projects, especially on Pintrest!  The ladies whose blogs have been pinned on Pintrest have such creative ideas and are kind enough to show us step by step how to craft them. 

Of course as I was looking around on Pintrest today, I found this DIY Interchangeable Art Plaque pin and I had to share it.  In this project, Poppy Seed Projects and Tips From a Typical Mom teamed up to give us a plaque that can be used year around.  Not only do they show us step by step how to create this super cute plaque, they offer FREE printables so you can change out the art on the plaque. 

I am going to attempt this before Thanksgiving so I can utilize it for my Christmas decorations! 

You can check out the directions and these creative ladies blogs by following the link below. 

Happy DIY'ing!!


DIY Interchangable Art Plaque

Fall Maintenance Checklist

Why is Pre-Approval A Must?

Getting pre-approved for a loan in todays market is a must.  The market is competitive and sellers want to know that you can qualify. 

There are so many benefits to getting pre-approved for a loan by a lending professional.

As mentioned, in this competitive market, if there are multiple offers, your offer will be taken more seriously by the seller.  Some sellers won't accept an offer today without a pre-approval letter attached.  Less than 10 percent of buyers in 2012 got loan pre-approvals according to Home Mortgage Disclosure Act data compiled by LendingPatterns.com.  This is changing fast.  To stay competitive, you must get pre-approved. 

Getting a pre-approval will also benefit you by potentially helping narrow your home search. This can help define your search criteria with far more accuracy. 

Keep in mind that there is a difference between pre-qualification and pre-approval with a lending specialist.  Pre-qualification, is more like an estimation of the amount for which you might expect to get approved.  Pre-approval, on the other hand, is more preferable because it confirms that you meet the necessary criteria to borrow at a certain level.  Pre-approval is a more in-depth assessment of your circumstances. 

Here's a basic list of what you will be asked to provide in your pre-approval process (will vary from lender to lender) :

1. Your social security number (for an accurate credit check)
2. Copies of your checking and savings account statements for the past six months.
3. Documentation of other assets you may hold, such as stocks and bonds.
4. A recent pay stub that confirms your earnings.
5. A list of all debt.
6. Your last two years of income tax returns.

I am always here to help you on any aspect of buying or selling a home.  I can help you with any aspect of getting pre-approved, including introducing you to top local lending professionals.  Give me a call today!


405 Realty                                                                                                       Metro First Realty
405-924-0569                                                                                                      405-703-1333
www.facebook.com/405Realty

5 Reasons for Using A Realtor

For most Americans, buying a home is the most expensive decision that they will ever make.  Buying and Selling real estate is a big deal.  Not only does it affect you financially, it can also have serious emotional affects and having proper representation is important.

Some of the most important reasons why using a Realtor should be at the top of your "To-Do" List when buying or selling a home are:

1.  Financial Responsibility- Your Realtors Fiduciary duty is to you.  Which means that they are there to look out for your financial interests, to help do everything they can to protect you.  They have the knowledge and expertise to help sellers protect their investment and to help buyers build theirs. 

2.  Changing complex regulations - Laws and regulations are constantly changing and even vary from state to state.  People purchase a home every 7-10 years and a lot changes between these transactions.  Realtors have to stay on top of these changes and can put their knowledge to work for you.

3.  Finding the right home - Realtors are immersed with real estate.  Starting your home search online is a great tool and place to start.  Realtors know the pros and cons of the property and area to help you make the right decision.

4.   Pricing and selling a home - Online sites are great to get a guess on home prices.  They are not always accurate and  up-to-date.  Sometimes they are over 12 months old.  The market changes constantly.  Realtors have fresh, precise market and area details and can get you rock solid comparables to help maximize your profit. 

5.  Contract and negotiations -  Contracts are long and complex.  If any changes have to be made after the initial contract, then there are addendums and riders.  Realtors deal with these contracts every day and can help to navigate through them.  They will help buyers create an attractive offer  and help both buyers and sellers negotiate the terms of the contract. 

Of course Realtors do so much more than this list, but these are 5 major reasons to protect your biggest investment.

If you have any questions or need help navigating the process give me a call at 405-924-0569.


405 Realty  realty405@hotmail.com                                               Metro First Realty 405-703-1333
check out  www.facebook.com/405Realty for great
news and tips.

New Park Plans in Central Moore, OK

The plans for a new park in the heart of Moore, OK have been approved, ground broken and the community is now voting on the park name. 

(Vote to name the park here - you have until Nov 7, 2014 - http://envisionmoore.org/surveys). 

The park which will be located along Broadway Ave and 4th Street will cover just over 113,000 square feet, which is around 50 acres.  It will have a Recreations Center, and an Aquatics Center.  The park will also include an Amphitheater, Farmers Market Pavilions, walking trails, playgrounds, and lots of open space to run and play. 

Here's a picture of the plan of the park.  WOW!!!

 

 

Moore takes pride in all of its parks and is working hard to update and renovate them.  Check out this link for the Parks Improvement Projects and status reports each month.    http://www.cityofmoore.com/resources/parks-improvement-projects

 

This is a great thing and I am so glad that as residents of Moore we take pride in our City!

 

Moore Strong!!!